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- SME Banking
- Working Capital
- Business Plus
Business Plus
At Standard Chartered Bank, we ensure that your banking is most economical with our Business Plus Account so that you may re-invest the money saved in your business. Take a look at the unique benefits of having a Business Plus Account:
Special features
- FREE Drafts on our branch locations; As a Business Plus customer, you can now
avail of drafts and pay orders payable at any of our branches up to 75 a quarter. - FREE Payable at par cheques; You can issue cheques payable at par at any of our
branch
locations, free of cost. - FREE National Electronic Fund Transfers; Now, transfer funds seamlessly to accounts in over 63 banks and 26000 branches across India. The funds can be transferred within 24 hours.
- FREE Anywhere banking facility; You can conduct your banking transactions from any
of our
branches spread across the country, irrespective of the branch where your account was
opened.
Additional Features
Whatever your banking requirements our Business Plus Account will give you a mix of value and transactional convenience that is unsurpassed. We also recognize that your time is precious. Thus, we provide a host of services that will help you save the time spent on banking.
- Get your funds faster without any additional cost; Cheques drawn on any bank at
our branch
locations are cleared in just 7 days. Moreover, this service is available to you free of charge. - Drafts on correspondent bank locations; You now have an opportunity to avail of drafts on over 470 locations, at most competitive rates.
- Quick transfer; You can transfer funds between your accounts with our bank – almost
instantaneously ! - Doorstep Banking; You can request for cash pick-up and delivery, cheque pick-up,
draft/PO delivery, to/from your home or office. Just call/fax us your request. - FREE Internet Banking; Access your account any time of the day from anywhere in
the
world through our Secured Internet Banking facility. And do routine banking transactions online. - Access to Corporate online Banking platform (Straight2Bank) , where you can carry out Payments, Trade and FX transactions . Ability to print cheques basis facsmilile signature at 33 locations across India. Online request for demand draft issuance. Access to multiple users with maker checker option for transaction option. Batch upload for bulk and multiple payments in spreadsheet format.
- FREE SME World Debit Card with special privileges and offers. Enjoy special discounts in the areas of travel, business solutions, communications and office support. Every signatory of account can avail free SME world debit card Earn Reward points not only for transaction spends but also for various product signups
Eligibility criteria for a Business Plus Account:
- The Business Plus Account is only available to the following:
Resident Indian Individuals / Sole Proprietorships / Partnerships / Associations / Companies-Private and Public Ltd. / Societies / Trusts / HUFs - This account can be opened Singly or Jointly and requires an initial deposit of
Rs. 50,000. - The minimum average quarterly balance requirement for your Business Plus Account is Rs. 50,000.
FAQS
What is cheque collection facility and Express
Cheque Collection?
How does it help me?
- A cheque payable at a location other than the location where it is presented is called an outstation cheque. Clearing of these outstation cheques is called cheque collection facility. This facility is especially important if you have business interests in other cities & get their payment by way of cheques payable in those cities. These outstation cheques at times take more than 20 to 25 days to clear depending on the location. We have:
- 1800 locations at which we offer cheque collection facility
- Cheques drawn on our branch locations will be cleared free of charge.
- Please refer to our Collection policy for more details.
What is Doorstep Banking?
- Doorstep Banking involves the following:
- Pick-up - cash, cheque, customer instructions
- Delivery - cash, drafts/pay order
How do I avail of Enhanced Business Plus benefits?
- Enhanced Business Plus Account gives you all that a Business Plus Account offers and much more.
- For further information please refer to the section on Enhanced Business Plus. To sign up, call Phone Banking or contact us at any of our branches and we'll assist you with a better understanding of the products and in taking care of the formalities.
What Trade Services can I avail of?
We have an International Trade and Treasury Services offering with special pricing and services benefits based on your trade volumes and the type of account you have with us (i.e. Business Plus, Enhanced Business Plus 100, Enhanced Business Plus 1000).
Eligibility criteria for a Business Plus Account:
The Business Plus Account is only available to the following:
- Resident Indians
- Individuals / Sole Proprietorships / Partnerships / Associations / Companies-Private Public Ltd. / Societies / Trusts / HUFs
- This account can be opened Singly or Jointly and requires an initial deposit of
Rs. 50,000. - The minimum average quarterly balance requirement for your Business Plus Account is Rs. 50,000.
- *Conditions apply
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