Features | Details | Benifts | Terms and conditions

Features

  • Travel luxuries

    The Standard Chartered Smart Travel Prepaid Card helps you access a wide range of travel luxuries.

  • Recreational pleasures

    Indulge in your favourite past times all over the world with the SmartTravel Prepaid Card.

  • Gourmet dining

    Use your card to enjoy dining privileges and discounts at some of the finest eateries in the world.

  • Wellness and relaxation

    If you prefer to relax on holiday, use your card to treat yourself at the spa or beauty salon.

Details

Retail therapy

Indulge in retail therapy at more than 21 million outlets worldwide

Free cash withdrawals

Unlike banks, your SmartTravel Prepaid Card offers free cash withdrawals* at any MasterCard-enabled ATM in the world

Stay connected with UNICONNECT

Your card comes with a complimentary international SIM card and one minute free international talk time. The Rs. 750 handling charges are waived, and a range of post-paid and prepaid services are available

No cross-currency loss

The SmartTravel Prepaid Card is treated as a local card in several designated countries**, which means no cross-currency charges

Unparalleled convenience and security

Your SmartTravel Prepaid Card is accepted by 25 million merchants and over 1 million ATMs in more than 210 countries & territories worldwide, which means you don’t waste valuable holiday time searching for money changers

Net usage

Your card is e-commerce enabled and can be used for online purchases. You can also view your balance online, and limit the number, amount and period of online transactions for greater control of your spending

Tie-ups with corporate customers

Bulk delivery of cards to corporate clients eliminating the need for you to visit the branch to activate the cards

Instant activation

We hand over your travel kit at the time of application, instantly activating the card subject to the materialisation of funds

Encashment options available upon return

Mastercard Global Service

Your SmartTravel Prepaid Card entitles you access to the comprehensive MasterCard Global Service whenever you travel overseas. This 24/7 emergency service can be used for the following:

  • Report lost or stolen card
  • Emergency card replacement – domestic address only
  • ATM locations
  • Account-related inquiries

Login for prepaid online banking

Benefits

The following table explains the advantages of the SmartTravel Prepaid Card over travellers cheques, cash and debit cards as a medium of international transactions
  Prepaid Travel Card Travellers Cheque Cash Debit Card
Consumer preference Growing, due to increasing preference for plastic Decreasing, as it is paper based and inconvenient Decreasing, as the increasing trend is to minimise use of paper money Growing, due to increasing preference for plastic
Flexibility in denomination Complete Limited Limited Complete
Merchant acceptability Complete Partial Complete Complete
Branch location dependency Nil Cashable at select locations only Nil Nil
Branch timing dependency Nil High Nil Nil
Risk of loss Can be hot listed Inadequate protection High risk Can be hot listed, though risk is higher because the card is linked to a savings account
Prior bank account required No Yes Yes Yes
Convenience High Low, due to paper processing High High

FAQs

    • What is the Standard Chartered Bank SmartTravel Card?
      Standard Chartered Bank SmartTravel Prepaid Card is a prepaid foreign currency card that makes your overseas trip totally hassle-free and convenient. Simply load the card with the foreign currency you require (USD, EURO, GBP) in India and use it to withdraw cash in the local currency from over 850,000 MasterCard ATMs, or shop at over 13 million merchant establishments accepting MasterCard Flag cards. The card is sold through Standard Chartered Bank branches and select Money Changers. This is the only Gold Card in the country, with the concomitant peerless benefits and free access to lounges in international airports in India & advanced account management features.
    • How do I get a Standard Chartered Bank SmartTravel Card?
      You can walk into any of the select Standard Chartered Bank branches to get a SmartTravel Card. Kindly call our phone banking desk to access a list of branches offering this facility. Going forward this facility will be available at authorised dealers' outlets, travel agents and select corporates.
    • Why should I use a Standard Chartered Bank SmartTravel Prepaid Card?
      Standard Chartered Bank SmartTravel Prepaid Card ensures that you have a hassle-free business or pleasure trip abroad, instead of spending time cashing traveller’s cheques or changing money through authorised dealers. The Standard Chartered Bank SmartTravel Prepaid Card ensures that you have instant access to your funds, 24-hours a day. Apart from the time and effort, you would also save money by getting the most competitive foreign exchange rates. Since it is a prepaid card, it also helps you budget and plan your expenses. It also ensures that you spend your time in your business or leisure trip productively with an assurance of having access to a wide network of people (Standard Chartered Bank phone banking desk and MasterCard helpline) who are on standby in case you need any help
    • When can I start using the card?
      A non-personalised card is given over-the-counter. In case of cash deposit for loading the card, the card is activated instantly. In case of cheque deposit, the card will be activated after the realisation of funds, which typically takes 3-4 days.

Learn More »

Terms and conditions

  • Click here to download the terms & conditions
  • Click here to download the Schedule of Charges of USD SmartTravel Prepaid Card
  • Click here to download the Schedule of Charges of GBP SmartTravel Prepaid Card
  • Click here to download the Schedule of Charges of EURO SmartTravel Prepaid Card
  • Click here to download the Reload slip for all USD/ EUR/ GBP SmartTravel Cards
  • Click here to download the Refund slip for all USD/ EUR/ GBP SmartTravel Cards
  • Click here to download the Gift Card terms and conditions

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