Personal Loans

You can avail of loans ranging from Rs 1,00,000 to 30,00,000 depending on your eligibility, income and repayment capacity.

The loan can be repaid over a period of 12 to 60 months tenors are only available for select profile of customers.

A processing fee of a maximum of 3% of the loan amounts and requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal.

Your loan will be disbursed within 4-7 working days post receipt of the required documents.

No security, collateral or guarantors are required for obtaining a Personal Loan.

EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.

You can repay the loan in Equated Monthly Installments (EMI's) using the ECS facility, post-dated cheques favouring Standard Chartered Bank or a direct account debit (only for Standard Chartered Bank Account holders)

You can pre-pay your loan with preclosure charges of 5% anytime after completion of 12 EMIs by giving the bank a 21 day notice.

We will encourage you to start a banking relationship with us so that we will be able to offer a host of other value added services, which are complementary to the loan, however opening an account with us is not mandatory.

As a Standard Chartered Customer, you will be offered special interest rates, asked for minimal documentation and your application will be processed on priority.