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Loan Against Term Deposits

Loan Against Term Deposits

The Loan Against Term Deposits is an overdraft facility specifically designed to offer you the liquidity without compromising on the returns on your term deposits.

While your term deposits continue to remain in your name and earn interest for you, you can avail Loan against them. You can also avail Loan against term deposits held in the name of any of your family members.

So now if you need money you do not have to liquidate your term deposits. Just avail Loan against term deposits from Standard Chartered Bank.

Here are some of the features of the Loan you can get against your Term Deposit:

  • Most convenient and immediate line of credit against your term deposits
  • Use it whenever you want and pay interest only on use
  • Lower Interest rates
  • Facility can be availed against NR term deposits also.
  • Higher limits of up to 85% against domestic term deposits.
  • Personalised cheque book
  • ATM/Debit card
  • Phone Banking
  • Multicity Banking
  • Multicity cheque book

 

For more information on the choices available

Please Call Us

Terms and Conditions apply

* The Bank's rules and regulations govern Cashback categories and offers. Refer to Terms and Conditions of the Super Value Titanium Credit Card for further details

 

Did you know?

Your term deposits continue to remain in your name and earn interest for you while you avail of a loan against them.

 

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