Life Insurance

Life Insurance

Standard Chartered offers you a wide range of Life Insurance Products from Bajaj Allianz Life Insurance Company, one of India's leading Insurance companies.

At Standard Chartered, you can avail of the services of trained & certified professionals, who can guide you in ascertaining your insurance needs, and assist you in making an insurance plan that is just right for you.

Standard Chartered Bank is a Corporate Agent with License number ABL 1096736.

Some of the key Life Insurance plans* available are:

    Assured Protection Insurance Plan : Provides a unique combination of protection and attractive returns with investments in various mix of assets.

    • Extra protection with wider accidental cover.
    • Choice of 7 investment funds to invest in.
    • Option to select policy term of 10, 15 or 20 years and premium paying term from 7 years to policy term.
    • Automatic annual increase in sum assured from 6th policy anniversary.
    • Choose between Investor Selectable portfolio strategy and wheel of life portfolio strategy.
    • Maximum flexibility to pay top-up premium and avail partial withdrawal any time after 5th policy year.

    CashRich Insurance Plan : A plan that provides “Triple Cash Benefits"

    • Accumulated compound reversionary bonus on completion of premium payment term.
    • Cash Back benefit of 5% of the sum assured plus cash bonus, if any declared every year, during the cash back period.
    • Sum Assured plus terminal bonus, if any on maturity of the policy.
    • Flexibility to:

    • Select your policy term from 10 years to 65 years depending on your financial need.
    • Select your limited premium paying term (PPT) from 5 years to 30 years, in multiple of 5 only.
    • Pay your future premiums in advance and get benefit of appropriate discounts.
    • Convert your policy to a "single premium term cover with return of premium (ROP)" policy.

    Super CashGain Insurance Plan : A plan that secures your life and gives you guaranteed cash-backs.

    • Option to Covert your policy to a "single premium term cover with return of premium (ROP)" policy.
    • Get more value for money with high sum assured rebate on premium.
    • Optional riders to enhance your protection.
    • Option to select up-to four times of your base sum assured as life cover.
    • Option to select your policy term of 12, 16, 20 or 24 years.
    • Benefit from shorter premium payment term as no premiums are payable in the last five policy years.
    • Get 20% of the base sum assured as cash-back at regular intervals, which you may take as a cash or ask to adjust against your due or future premium.
    • Flexibility to pay your future premiums in advance and avail discounts

    Invest Gain : A unique combination of benefits that help develop a sound portfolio for your family

    • Most significant feature of this life insurance plan is FIB or Family Income Benefit that sustains the family by compensating for loss of income due to death or permanent disability. Under this feature, incase of death or accidental total permanent disability of insured, all future premiums are waived and 1% of the sum assured is paid monthly till the end of policy period or at least till 10 years whichever is higher.
    • Additional Benefits available in this plan are:-

      - Comprehensive Accident Protection.

      - Critical Illness Benefit.

      - Hospital Cash Benefit.

    • The plan is available in four packages – economy, gold, diamond and platinum – each with a different life cover.
    • Limited premium payment option available.

 

For more information on the choices available

Please Call Us

Did you know?

We offer the range of innovative life Insurance products from Bajaj Allianz Life Insurance Company.

Allianz AG with over 110 years of experience in over 70 countries and Bajaj Auto, trusted for over 55 years in the Indian market, together are committed to offering you Insurance solutions that provide all the security you need for your family and yourself.