Investments, unlike works of art, cannot afford the luxury of experimenting. Investing is not guesswork. It takes more than just a 'tip' it needs training to plan, instinct to pick and sheer intellect to make it work for you. That extra mile assures you that your hard earned money is with the right people.
Standard Chartered Bank, using over 150 years of expertise, promises to guide you through the world of exciting new investment opportunities in India and overseas.
From shortest-term deployment of funds to planning your retirement, we pledge to go the extra mile to ensure that you reach your chosen financial goals.
When you deal with Standard Chartered, you can expect the best. We are, after all, the leading global bank in Asia, Africa and the Middle East. We look after investments for over 5 million customers across in 57 countries. From world class services to the most sought after talent pool, we provide an unmatched foundation which you can trust.
We've invested in professional talent that can provide you with a continuous, thorough and insightful guidance with your money. All this so you can rest easy when you put your money into our hands.
We offer a wide range of professional services with a team of trained, experienced professionals. Our team has a
Wide capital markets and investment advisory experience and is dedicated to making your investments work for you.
Consolidated portfolio summary of all your mutual fund investments
Online, internet access to invested portfolios
Direct credit/debit facilities for all your investments
Periodic meetings with leading fund managers and industry experts
Broader relationship management offerings like Preferred Banking, Priority Banking or Private Banking subject to minimum threshold
Suitability profiling
To start with, we take you through a simple, easy-to-fill questionnaire, we gauge your appetite for risk, for specific investment products and for your entire portfolio. So whether you should be investing heavily into equity or in cash, whether that hot biotech fund is suitable for you, our profiling gives you the right answers.
Needs analysis
Do you want to buy that dream yacht in 10 years? Or are you still paying off your mortgage? All these and more influence your investment decisions. We try and identify with you the major aspirations that you need to invest towards, and size up the task by putting specific numbers and time-frames to each of them.
Mapping needs & Risk Profile
Invariably, the investing decision will throw up contradictions of varying degrees across the dimensions of return expectations, risk tolerances, liquidity and the criticality of the need. If your son is planning to go to University in two years, it is not probably a great idea to plan for it through equity investments. However, the corpus you have set aside might need significant growth in capital for it to suffice. We help you in mapping and trying to reconcile contradictions like these across your various needs.
Selection
Finally, after all this, you need to invest. We help you cherry pick the best options from a plethora of products available. The product suite available for you is mind boggling, stretching across multiple asset classes and products.
Mutual Funds: Choice of over 300 funds offered by more than 15 fund managers. When you invest in mutual funds through the Bank, you can rest assured that they are "true-to-label", have been evaluated for sound risk management practices and comply with all regulatory requirements.
Capital protected products: Equity and derivative-linked capital protection products offer you a flavour of the equity markets with capital preservation. We pioneered the development of India's first capital protected product, the Principal Protection Plan.
Fixed income products: Sovereign guaranteed fixed return instruments, for investment and tax planning. These include RBI bonds, ICICI/IDBI Bonds, NHAI/REC bonds etc. These represent a good opportunity for low risk, moderate return investments and help in your tax planning.
Equity Advisory Services: You are not satisfied with structured products. Your needs are unique, and your portfolio should be customised to suit your needs. We bring you a wide choice of the best fund managers offering customised portfolio management services (PMS). This is accompanied by best-in-class service levels and high levels of interaction with fund managers, just for special customers like you.
Fund of funds: These are portfolio products, which allow you to invest in multiple funds, set on an automatically rebalancing asset allocation strategy. In short, this represents a one-stop investment solution for you. We pioneered one of India's first Fund of Funds, and offer you a bouquet of options to choose from.
