General Insurance

General Insurance

You can ensure your peace of mind with a wide range of General Insurance products* available conveniently at Standard Chartered Bank.

Some of the key General Insurance products* available at Standard Chartered:

Double Protect

  • 2 year Health Insurance Plan for your family
  • Maternity expenses are Covered up to 10% of the Sum insured subject to a maximum of Rs.20,000/-
  • Cumulative Bonus - 10% cumulative bonus on 1st renewal for 2 claim free years and 5% for every subsequent claim free year subject to a maximum of 50%
  • Family Discount - A discount of 5% for covering 2 people and 10% if 3 or more are covered

Surgical Shield

Surgical Shield is a comprehensive insurance cover that offers financial protection to you and to your family when in need of hospitalized surgical care.

  • Total coverage 100 surgeries classified into 4 categories including Heart Bypass, Cataract, Hip / Knee replacement
  • Payout is fixed depending on clinical intensity not on the actual cost of surgery
  • Balance amount is paid to the customer after the discharge as benefit.

Secure All

Secure All, a 3-in-1 two year comprehensive insurance plan, specially designed & offered for you, this unique combo plan provides:

  • Hospitalization Cover
  • Hospital Cash Benefit
  • Personal Accident Benefit

Motor Insurance

  • Damage to your car: Protection for your car from loss or damage caused by misfortunes such as impact, fire, theft, riot, strike, storm, flood, landslide, malicious act and earthquake.
  • Legal Liability to Third Parties: This policy provides for the customers legal protection against death or injury claims from third parties and for damage to third party property up to the limit of Rs.7.5lakhs.
  • Personal Accident: We provide the Owner Driver a Capital Sum Insured of Rs.2 lakhs for death or permanent total disability.
  • Wider Legal Liability for your Paid Driver: Wider cover of your legal liability to your Paid Driver, over and above what is offered as per the Workmens Compensation Act.
  • Deductible: Car Auto Insurance Online includes a deductible of Rs.500 for cars not exceeding 1,500cc and Rs.1,000 for cars exceeding 1,500cc.

Travel Shield

Travel Shield guards you from unexpected incidents such as baggage delay, loss of baggage, flight delays, medical expenses and loss of travel documents, all under one convenient package, at an affordable price.

Home Content

The Home Content Policy covers your household contents, appliances and jewels against the risk of Fire and Allied perils, Burglary and Electrical and Mechanical Breakdown.

Accident Shield

Accident Shield Insurance is a worldwide Personal Accident Cover that is specially designed to cover Death, Permanent Total Disability and Permanent Partial Disability

Standard Fire

The standard cover is a named-peril policy covering a lot of perils. The policy also covers Removal of debris up to 1% of claim amount and Architect's and Surveyor's fees up to 3% of claim amount

360 Degree Shield ( For Shops, Offices, Hotels, Cafes, BPOs)

The 360 Degree Shield is a comprehensive insurance solution for Small and Medium Non-manufacturing Enterprises. 360 Degree Shield provides all-round protection to your business by combining the following insurances in a single and convenient easy-to-manage policy:

  • Fire & Special Perils
  • Burglary
  • Fidelity Guarantee
  • Money
  • Public Liability

Family Floater

  • One sum insured covering all family members.
  • Cashless hospitalisation through more than 3000 network hospitals across India.
  • Cumulative Bonus - Sum insured under the policy shall be progressively increased by 5% for every claim free year of insurance, subject to a maximum of 50%.
  • Coverage for pre-existing diseases after 48 months of continuous insurance under this policy.

 

 

For more information on the choices available

Please Call Us

Did you know?

We offer the range of innovative general Insurance products in association with Royal Sundaram to our customers.

Royal Sundaram Alliance Insurance Company Limited is a joint venture between Sundaram Finance and Royal & SunAlliance plc, UK, where the former holds 74% and the latter holds 26% of the equity of the venture. Royal Sundaram currently has over 2.1 million customers in its fold. Its products are distributed in over 150 cities across India.