Whether you are looking to expand your business, design your dream home, or give your children the best education, Standard Chartered's Personal Loans help you achieve your dreams.
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Details

Here are some of the other features of the personal loan you can avail of:

  • Repayment options vary from ECS, PDCs or Account Debit.
  • Easy documentation and quick processing
  • Existing Standard Chartered Personal Loans can be topped up with ease

Eligibility

Documents Required
  • Identity Proof - Passport, photo pan card, driving license, votes id card, photo ration card
  • Address Proof - Passport, telephone bill, ration card, electricity bill, driving license, life/medical insurance policy, rental agreement, apartment allotment letter

FAQs

    • What are the minimum and maximum loan amounts?
      You can avail of loans ranging from Rs 1,00,000 to 30,00,000 depending on your eligibility, income and repayment capacity..
    • What are the loan tenure options?
      The loan can be repaid over a period of 12 to 60 months tenors are only available for select profile of customers.
    • Are there any additional charges?
      A processing fee of a maximum of 3% of the loan amounts and requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal.
    • How much time will it take for my loan to be approved?
      Your loan will be disbursed within 4-7 working days post receipt of the required documents.
    • Do I have to provide any security, collateral or guarantors?
      No security, collateral or guarantors are required for obtaining a Personal Loan.
    • What is EMI?
      EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.

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