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Whether you are looking to expand your business, design your dream home, or give your children the best education, Standard Chartered's Personal Loans help you achieve your dreams.
For fulfilling all your dreams and desires that you put on hold, we now offer the new 'Approval in Principle' benefit using which you can check your loan eligibility online in less than 3 minutes*. What’s more you get special interest rates and 50% discount on processing fee when you apply online.
What are the minimum and maximum loan amounts?
You can avail of loans ranging from Rs 1,00,000 to 30,00,000 depending on your eligibility, income and repayment capacity..
What are the loan tenure options?
The loan can be repaid over a period of 12 to 60 months tenors are only available for select profile of customers.
Are there any additional charges?
A processing fee of a maximum of 3% of the loan amounts and requisite documentation charges is payable upfront. This fee will be deducted from the Loan amount at the time of disbursal.
How much time will it take for my loan to be approved?
Your loan will be disbursed within 4-7 working days post receipt of the required documents.
Do I have to provide any security, collateral or guarantors?
No security, collateral or guarantors are required for obtaining a Personal Loan.
What is EMI?
EMI stands for Equated Monthly Installments. This installment comprises both principal and interest components. Please use the EMI Calculator to find out the EMI you need to repay.
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Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.co.in
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.co.in and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.co.in
You are now leaving Standard Chartered India website to access the Standard Chartered Global Private Bank Website. The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India. The link to Standard Chartered Global Private Bank Website is provided for your convenience and information only and shall not be construed as a recommendation or referral made by Standard Chartered Private Bank, India on the products and services that is offered by Standard Chartered Global Private Bank.
You are now leaving Standard Chartered India website to access the Standard Chartered Global Private Bank Website. The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India. The link to Standard Chartered Global Private Bank Website is provided for your convenience and information only and shall not be construed as a recommendation or referral made by Standard Chartered Private Bank, India on the products and services that is offered by Standard Chartered Global Private Bank.