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Standard Chartered’s Loan Against Term Deposits is an overdraft facility specially designed to offer you liquidity without compromising the return of your fixed-term deposits
Standard Chartered’s Loan Against Term Deposits is an overdraft facility specially designed to offer you liquidity without compromising the return of your fixed-term deposits
Provides a convenient and immediate line of credit
Pay for utilisation
With this loan, you have available credit when you need it, but only pay when you use the facility
Low interest rates
Offers highly competitive rates of interest with the Loan Against Term Deposits
Flexible borrowing
This facility can also be availed against NR term deposits
Additional Features
Higher limits of up to 85% against domestic term deposits.
Personalised cheque book
Phone banking
Multi-city banking
Multi-city cheque book
Charges
Please refer to Schedule of Service Charges for details on fees and tariffs.
* Terms and conditions apply.
*The Bank's rules and regulations govern Cashback categories and offers. Refer to Terms and Conditions of the Super Value Titanium Credit Card for further details
* The Smart Credit Account Limit is at the sole discretion of the bank and can be increased, decreased or blocked based on the bank's credit policies.
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.co.in and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.co.in
This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.co.in and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.co.in
You are now leaving Standard Chartered India website to access the Standard Chartered Global Private Bank Website. The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India. The link to Standard Chartered Global Private Bank Website is provided for your convenience and information only and shall not be construed as a recommendation or referral made by Standard Chartered Private Bank, India on the products and services that is offered by Standard Chartered Global Private Bank.
You are now leaving Standard Chartered India website to access the Standard Chartered Global Private Bank Website. The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India. The link to Standard Chartered Global Private Bank Website is provided for your convenience and information only and shall not be construed as a recommendation or referral made by Standard Chartered Private Bank, India on the products and services that is offered by Standard Chartered Global Private Bank.