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The Loan Against Securities is an overdraft facility secured against your investment portfolio. We offer you a line of credit against a wide range of shares, bonds and mutual funds
The Loan Against Securities is an overdraft facility secured against your investment portfolio. We offer you a line of credit against a wide range of shares, bonds and mutual funds
The Loan Against Securities is available in Mumbai, Pune, Ahmedabad, Vadodra, Surat, Delhi, Kolkata and Chennai
* Terms & Conditions apply. All credit facilities are at the sole discretion of the Bank and subject to RBI regulations applicable from time to time.
FAQs
Apart from shares, what are other investments against which Loan Against Securities can be availed?
Apart from approved list of Demat shares, Loan Against Securities can also be availed against an approved list of mutual funds, fixed maturity plans and bonds.
What is the drawing / operating limit I can avail against pledged securities?
The drawing / operating limit can be as high as 50% of the securities pledged (in case of shares / equity mutual funds). The drawing limit against security of debt mutual funds is higher. The drawing limit can change depending upon the type & proportion in which the securities are pledged, as well as the value of the securities.
Whose securities can be pledged to avail Loan Against Securities?
You can pledge your own securities.
What is the maximum amount of loan limits I can avail?
An individual can avail a maximum limit of Rs.20 lakhs against the security of shares / equity mutual funds. This limit is higher for other securities.
For what purposes can the loan be used?
Loan Against Securities can be used for any personal and/or business purposes, which have to be declared at the time of origination.
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This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.co.in and entering a website operated by other parties:
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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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