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Base Rate/Benchmark Prime Lending Rate
Base Rate
Base Rate of the Bank is 9.50% p.a. with effect from October 01, 2012
The Base Rate has been arrived at considering the 6 - 9 months Term Deposit rate blended with Current and Savings Account (CASA) cost, and other elements that are common across all categories of borrowers. For customers whose interest rate is linked to Base Rate, any revision in the Base Rate will impact the interest rate.
The margin between your variable rate of interest and base rate will be determined by factors such as credit grading of the customer, quality of the collateral, risk profile of the industry/sector, tenure premium, account behaviour / conduct, product level allocable costs etc. and changes in these factors may result in upward or downward revision of the margin.
Mortgage Variable Reference Rate
The interest rate on your floating rate Mortgage loan is linked to the Mortgage Variable Reference Rate (MVRR) and any revision in this rate would impact your interest rate. The MVRR, effective August 01, 2011 stands as:
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The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
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This is to inform that by clicking on the hyperlink, you will be leaving standardchartered.co.in and entering a website operated by other parties:
Such links are only provided on our website for the convenience of the Client and Standard Chartered Bank does not control or endorse such websites, and is not responsible for their contents.
The use of such website is also subject to the terms of use and other terms and guidelines, if any, contained within each such website. In the event that any of the terms contained herein conflict with the terms of use or other terms and guidelines contained within any such website, then the terms of use and other terms and guidelines for such website shall prevail.
Thank you for visiting www.standardchartered.co.in
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You are now leaving Standard Chartered India website to access the Standard Chartered Global Private Bank Website. The full range of "Products" offered under the Standard Chartered Global Private Bank Website may not be offered or available in India. The link to Standard Chartered Global Private Bank Website is provided for your convenience and information only and shall not be construed as a recommendation or referral made by Standard Chartered Private Bank, India on the products and services that is offered by Standard Chartered Global Private Bank.
