What is
this online payment solution?
Standard Chartered Bank Credit card customers can make their Standard
Chartered Credit Card payments online in a secure and convenient manner from
any non-SCB Internet banking account
Can I
make an online payment from any savings account to my Standard Chartered Credit
Card?
Yes you can, provided you have the following:
·
A Standard Chartered Credit Card for which the
payment is to be executed.
·
A Net Banking Account with any of the partner
Banks with whom we have partnered for this service. Please check the following
link https://www.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp
to find the list of banks for whom this service is available
On which
website can the payment get executed?
In order to use Online Payment solution, you need to visit the Standard
Chartered Bank website which is www.standardchartered.co.in
and visit the Credit Cards > Card Payments through BillDesk.
Alternatively, you can also visit http://www.standardchartered.co.in/_documents/disc.html.
As a part of the process you will be redirected to the Bill Desk Website and
the Payment Gateway to authenticate the Payment. Please note that these web
pages are secure and you can enter card number and other details on these
pages. Screen shots of the same are below
Which are
the Banks which have tied up with Standard Chartered Credit Card for the Online payment facility?
Please check the following link https://www.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp
to find the list of banks for whom this service is
available
What are
the details that are required to be entered to execute the payment?
You need to enter the 16 digit Standard Chartered Credit Card number,
Partner Bank Name and payment amount as shown in the screen shot below
Once the above details are submitted, you will be redirected to the
Payment Gateway of your Bank account, to authorize your transaction. If the
payment goes through successfully, your bank account is debited instantaneously
once you authenticate the transaction with the Net banking User Name and
Password. Below is the screen shot of a successful transaction
Can I
make part payments through BillDesk?
Yes, this functionality allows you to make a payment for the amount of
your choice. You may choose to make a part payment or full payment. The same
will be applied to your Standard Chartered Credit Card account within 3 working
days from the date of payment.
When will
my bank account be deducted?
Your bank account will be deducted immediately after the transaction. If
you have insufficient funds in your bank account or if the Net Banking login
fails, the transaction will not go through successfully and in such case the
transaction status will be displayed as Failure, as in the screen shot below.
Is there
a cap on the number of payments that I can make in a given month?
No, there is no such cap on the number of transactions that can be made
by you. You can make any number of payments that you choose.
Do I need
to make payments separately for each of my Stanchart credit cards?
Yes, you will need to make payments separately for each of your credit
cards. The amount you choose to pay will be credited only to the valid credit
card number that you have entered.
Will
BillDesk be adding more banks to existing list where this service will be
available?
Yes, BillDesk is in the process of integrating with more banks. Do keep
checking the information updated on https://www.billdesk.com/pgidsk/pgmerc/standardchartered/scb_card.jsp
from time to time.
How long
does it take for the payment to get applied to the Credit Card Account?
The payment will be applied to your Credit Card Account within 3 working
days from the date of payment. It is
therefore advisable to make payments at least 3 days prior to your payment due
date in order to avoid late payment charges.
What if I
experience a Transaction failure, but the amount has already been debited from
my Bank Account?
We request you to wait for 3 days and then call the Standard Chartered
Customer Helpline number to check if the Payment has been applied to the Credit
Card Account or not . Please quote your transaction reference number when
you call the Helpline. If your transaction does not reflect in our system
(please note that it means that Standard Chartered Bank has not received the
funds), we will initiate a reversal of the amount back to your bank account
through Billdesk, upon your confirmation. Standard Chartered Bank will forward
the request to BillDesk, Billdesk in turn will forward the reversal request to
your Bank, all within 24 hrs. Kindly get in touch with your account bank if the
credit does not happen within 5-7 working days.
Please
note: You will need to make payment to your StanChart credit card through
alternative means, in case of a failed transaction.
We strongly
advise you to note down the Transaction Reference Number which is stated on the
confirmation page, irrespective of the transaction being a success or failure.
Pls check screen shot below to note where the transaction reference number
appears.
What if I
don’t remember/ have not noted my Transaction reference number?
If you do not quote your transaction reference number, we will not be
able to identify your transaction in the Bank’s system, but we will be able to
forward your service query to Billdesk if you provide details like transaction
amount, transaction date and card number to which you have made payment. We
will get back to you on your query, once we receive a response from Billdesk,
within 1 day. Please note: It will
take additional time to process a reversal into your bank account if you do not
have your transaction reference number
Will I be
getting a unique transaction ID for every payment that I make?
Yes, for every transaction, you will receive a unique transaction
reference number which should be quoted in all interactions with our Customer
Helpline in the event of any issues with the transactions getting applied to
the Credit Card Account.
Please note you will get a transaction reference number for rejected
transactions as well.
Do I need
to pay a Fee for the online payment facility through Billdesk?
No, this is a FREE Service provided by Standard Chartered Bank.
Is my
transaction being carried out securely?
Every transaction on Billdesk is carried out with utmost security through
SSL technology (VeriSign secure) to encrypt data such that it cannot be viewed
by unauthorized individuals. A transaction will be carried out only if your login on Net Banking of
your bank account is successful. For further details on Security, please visit www.billdesk.in/secure.htm
Do I need
to register to Billdesk to make my credit card payments?
It is not necessary to register to Billdesk to make card payments. You
can choose to make payments to your Stanchart credit card through Billdesk
anytime and from anywhere without registration.
Do I need
to open a new bank account?
No, you can make payments using any existing bank account, but you will
be required to know your Net Banking login details of the bank account you
choose to make payment from.
What if I
have entered a wrong card number by mistake?
If your credit card account is not credited with the payment, please
call the Standard Chartered Customer Helpline and quote your transaction
reference number. Stanchart will initiate a reversal of the payment into your
bank account through Billdesk within 24hrs. The Payment will be credited to
your resp. bank account within 5-7 days, if not, please get in touch with your
account bank for further information.
Please make alternate payment to your Stanchart credit card in order to
avoid late payment charges.